Property Appraiser

WHAT A PROPERTY APPRAISER DOES?

Sooner or later you're going to find yourself buying or selling a property. To secure the best price you are going to need the help of a property appraiser. There are a few major things a property appraiser will do.

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Property Appraiser:

• This person will use a variety of data to determine the most up to date appraisal for your property. Much of this information is available to anyone, but might have different avenues depending on where you live. The easiest sources are county records for taxes and past sales information for your property. You can find these both for yours and the others that surround your property or are similar in size and features. Your property appraiser will refer to this as a comparative market analysis (CMA).
• Next, there are online real estate search services that can give you data on properties. It might not be worth using this for one sale as you may have to pay a membership fee.
• Lastly, you can search multiple listing service information to acquire CMA’s. Depending on where you live, this info might be more difficult to find. Most real estate agents have access to this as well as your property appraiser. This is where it becomes more beneficial to utilize these professional services rather than doing it yourself. These are all methods that your property appraiser will use to determine property value “on paper”. However, it now becomes necessary to determine all the little specifics and idiosyncrasies that only your property truly retains. This is where a really good property appraiser shines.

PROPERTY DETAILS MEAN VALUE

They will have to examine features of your property that have been determined to be important and influential in its true value. Not only will they make measurements and calculations for verification purposes, but they will examine the materials, physical properties, age and quality. These specifics are all very important in determining the appraisal. An individual that does not have experience in viewing properties will miss these important details. Details mean value. You are either going to pay too much or not get paid enough if you miss any of these specific value related items of your property.

HOW TO SELECT YOUR PROPERTY APPRAISER

• Ask to see an appraisal of another property in your area as an example.
• Make a list of questions to ask and do not hesitate to pursue them until you are satisfied. Your qualified property appraiser will be worth the money paid and you will see it in the value of the property you choose.
• When in doubt, ask someone else in the property field. Real estate agents and mortgage related professionals can refer you to someone who knows their stuff.

As everything else in life, you get what you pay for. Make sure you are paying a true professional!