Online
Mortgage Loan Application For Your Bad Credit
Mortgage
If you are ready to apply for a post bankruptcy mortgage, please
read the following information below.
By applying for a loan with us, you agree and confirm the
following is accurate and true.
1. You confirm that you are not currently in a Chapter 13
Bankruptcy or that your Chapter 7 Bankruptcy has been discharged.
You cannot apply for a mortgage if you are in a current
bankruptcy.
2. You confirm that another mortgage lender (or other resource)
has not told you that you have a middle credit score below 500.
You cannot get approved for a mortgage with a middle score below
500.
3. You confirm that you are not seeking financing for a mobile
home. We do not finance mobile homes.
4. You confirm that you are not applying for a home equity
loan. We cannot process these loans for post bankruptcy clients
unless 2 years has passed since your bankruptcy.
If you
would like to understand the post bankruptcy mortgage lending process
and increase your chances of getting your loan approved the first
time, we recommend purchasing The Bankruptcy Mortgage
Book ,
which is a step-by-step guide to bankruptcy recovery and home
ownership. This book shows you how to take the first and every
subsequent step, including sample letters and contact information for
all 3 credit bureaus. Click here to go to The
Bankruptcy Mortgage Book website .
If you need the
resources to restore your credit on your own, Tim Irish's Credit Repair Truth
is an excellent complement to The Bankruptcy Mortgage Book. Tim
gets into the nitty gritty details of working with the bureaus, and
gives you lots of resources such as spreadsheets set up to track your
scores as they improve.
His system also
includes:
* A copy of "Debt Free
Lifestyle" which is designed to help you get out & stay out of
debt.
* A copy of "Set up a Family
Budget"
* A copy of "The Power of
the FDCPA: How to Stop Harassing Creditors Dead in Their
tracks.
* Tim's Credit Repair
"Bible", "Credit Repair Truth"
Best of all, Tim's Video
Series walks you through every step of doing this to take all of the
guess work out of it AND comes with a 100% Money Back Guarantee (you
have 7 weeks to decide). Normally this complete system is priced
at $97, but as a special offer, Tim is letting me offer it to my clients
for only $47 (a $50 savings).
Here is the link to make the purchase and get all of the bonus
offers: Get your copy of "Credit Repair
Truth"
If you
wish to have professional help with repairing your credit, please visit
this link to our designated credit repair firm,
Lexington Law
.
Lexington Law is a law firm specializing in credit repair and
they have the legal knowledge to make it happen. They charge our
customers only $99 to start and $39 per month (subject to change at any
time at their discretion). Click here to visit the Lexington
Law website.
If you meet the above criteria, we welcome your online
application, and will respond to you as soon as possible (usually within
24 hours).
Please click
here to apply online for your bad credit
mortgage.
(You will be
directed to Consumers
Advantage Mortgage, our designated post bankruptcy mortgage
lender
)