Good Credit Mortgage Lenders

Generally speaking, in today's economy, home buyers who are employed and have good credit (a score of 680 or greater) are in an excellent position to secure a very low rate on a mortgage loan. Many mortgage lenders are eager to work with clients with above average credit ratings. Provided that you have a steady job and a reasonable budget, you might be surprised at the low interest rates you can lock in.

New York, NY Mortgage Loans

Look for the low income mortgage loans in New York

When researching information on poor credit mortgage loans, it is also prudent to learn more about bad credit mortgage lenders and construction loans and the best mortgage attorneys in New York.

Mortgage Loans Name and Phone Number in New York

A A A Financial Sevices Phone: (212)280-0700 Aafe Management CO Inc Phone: (212)477-2265 Abraham Anthony M Attorney Phone: (212)829-9566 Advent Funding CO Phone: (212)531-8828 Advisco Capital Corp Phone: (212)832-2001 Aegis Capital Corp Phone: (917)206-8960 Albe Mortgage Corp LLC Phone: (212)682-4214 Alcott Capital Llc Phone: (212)951-7340 American Brokers Conduit Phone: (212)752-4759 American Brokers Conduit Phone: (212)752-4876 American Home Mortgage Phone: (212)755-8600 American Home Mortgage Phone: (718)982-1500 American Home Mortgage Inc Phone: (212)661-0481 American Home Mortgage Inc Phone: (212)661-0717 American Home Mortgage Inc Phone: (914)472-6300 American Success Mortgage Inc Phone: (212)473-3933 Amerifund Home Mortgage LLC Phone: (203)622-6920 Amerifund Home Mortgage LLC Phone: (212)922-9555 Amerifund Home Mortgage LLC Phone: (718)922-9100 Amerifund Home Mortgage LLC Phone: (914)636-3400 Apple Mortgage Phone: (212)265-3663 Apple Mortgage Corp Phone: (212)221-6666 Atlas Home Equities Phone: (212)213-8298 B A M Management Inc Phone: (212)274-8998 Baker Harold D and Co Inc Phone: (212)687-8856 Balakhane Financial Real Estate Group LL Phone: (212)499-0834 Banca Nazionale Del Lavoro Phone: (212)314-0200 Banco De Chile Phone: (212)319-5747 Bank of China - Midtown Branch Phone: (212)935-3101 Bankers Capital Realty Advisors Phone: (212)605-0460 Benecharge Credit Service of New York Phone: (212)227-4066 Best Champion Financial Phone: (212)267-2168 Bob Wrynn Mortgage Lending Phone: (800)977-4590 Brockway Barry J ESQ Phone: (212)334-4800 Brookside Mortgage CO Phone: (212)391-9706 Brookside Mortgage CO Phone: (646)613-0349 Bssc Corporation Phone: (212)962-0838 Budget and Credit Counseling Services In Phone: (212)675-5070 buildingbrokers.com- Inc. Phone: (212)983-3596 C J Capital of NY Corporation Phone: (212)249-8885 Calderon Brokerage Phone: (212)722-7117 Cantor David A Phone: (212)302-7490 Capital Source Mortgage Corporation Phone: (212)661-4590 Capquest Group LLC Phone: (212)249-1096 Cartert Mortgage Corp Phone: (212)229-2720 CBI Phone: (917)661-8700 Cendant Mortgage Phone: (646)230-7399 Certified Mortgage Inc Phone: (212)252-9200 Chambre CO Inc Phone: (212)697-7171 Chartered Finance and Realty Corporation Phone: (212)308-4886 Citibank Phone: (212)688-1308 CitiMortgage Inc. Phone: (212)687-2784 City Realty LLC Phone: (212)501-8600 Ck International LLC Phone: (212)941-7211 Coldwell Banker Commercial Phone: (212)643-6191 Columbus Mortgage Company Inc Phone: (212)465-1515 Consultants CBA Phone: (212)754-7161 Cool Kids Inc Phone: (212)785-2320 Cooper-Horowitz Phone: (212)986-8400 Cotton Inc Phone: (212)413-8300 Countrywide Home Loans Phone: (212)838-5002 D C G Home Loans Inc Phone: (212)620-4700 Daphnia Phone: (914)289-0549 Davis Mortgage Registered Mortgage Broke Phone: (212)643-1150 Davis Mortgage Registered Mortgage Broke Phone: (212)643-1228 Direct Financial Services Limited Phone: (212)996-2400 Diversified Assets LLC Phone: (631)242-3213 Doctor Mortgage Phone: (212)255-4888 Doral Financial Phone: (212)447-9000 DSW Mortgage Phone: (212)624-9400 Dundee Equity Corporation Phone: (212)219-9260 DVL Inc Phone: (212)350-9900 East River Mortgage Corporation Phone: (212)966-9034 East West Construction Phone: (212)595-5565 Ehrlich Steven G PC Phone: (212)410-2600 Ekstein Rothenberg Corporation Phone: (212)682-0314 Emigrant Mortgage CO Phone: (212)850-4848 Emigrant Savings Bank - Departments- Mor Phone: (212)850-4555 Emmes Capital LLC Phone: (212)293-8828 Equity Management Phone: (212)949-6680 Equity Mutual Phone: (212)370-3790 Equity Now Phone: (212)664-8900 Evergreen Funding Company of NY Phone: (718)781-8282 Express Home Mortgage Phone: (212)752-7845 Fairmont Funding Limited Phone: (212)967-4700 Falcon Solutions Inc Phone: (212)363-5626 FCMC Mortgage Corp Phone: (877)722-2022 Federal Home Loan Phone: (212)418-8900 Financial Independance Group of America Phone: (212)679-9523 Financial Triangle Inc Phone: (212)360-6577 First American Equities Phone: (212)754-6400 First American International Bank Phone: (212)619-8338 First Republic Bank Phone: (212)262-2792 First Republic Bank Phone: (646)282-3400 First Republic Bank - Park Avenue Phone: (212)486-6700 First Republic Bank - Rockefeller Center Phone: (212)259-3600 Fleet Private Clients Group Phone: (212)907-5629 Fleet Private Clients Group Phone: (877)541-8518 Fortune Mortgage Service Phone: (212)343-2282 Gala Resources Phone: (212)302-8840 GCS Phone: (212)545-9201 Genesis Mortgage Finance Phone: (212)213-0202 Genesis Mortgage Finance Phone: (212)213-0807 GFC Mortgage Bankers Phone: (718)494-2300 Girimonti Home Loans and Finance Phone: (212)683-1500 Global Film Equity Corporation Phone: (212)941-3951 Global Home Loan and Finance Phone: (800)615-2212 GMAC Commercial Mortgage Corporation Phone: (212)785-1100 GMAC Mortgage National Phone: (212)265-9738 Gold Star Mortgage- Inc. Phone: (212)714-9190 Goodstein Management Inc Phone: (212)486-7433 Grand Metro Services Inc. Phone: (212)226-2288 Greater New York Mortgages LLC Phone: (212)690-3900 Greenlight Funding Mortgage Phone: (212)643-8535 Guaranteed Home Mortgage CO Phone: (212)268-5777 Guardhill Financial Corporation Phone: (212)688-9500 Guardian Mortgage Capital Corporation Phone: (212)583-1400 Helene WALD Residential Mortgage Service Phone: (212)223-3035 Helmsley-Spear Inc Phone: (212)687-6400 Hirson Miles Phone: (212)251-0055 Hochberg and Holland Phone: (212)689-8700 Hochberg and Holland Phone: (212)863-0808 Hochberg Robert Phone: (212)683-0808 Holy Mortgage! Phone: (877)664-4659 Home Mortgage Accept Corporation Phone: (212)997-7280 Homeowners Mortgage Express Phone: (212)269-7200 Hyton Financial and Investment Group Phone: (917)833-8687 I-City Home Loans Phone: (212)631-4242 icommercialfinancing.com Phone: (917)647-1932 Insignia Financial Group Phone: (212)478-9878 Interest Investment Firm LLC Phone: (212)690-4644 Israel Discount Bank Of New York Phone: (212)551-8500 Ivy Mortgage Phone: (866)562-6327 J. Disla and Associates Phone: (212)795-1319 Johnson J Phone: (212)627-7747 JP Morgan Chase Bank Mortgage Sales Phone: (212)899-7194 Justis Mortgage Group- LLC. Phone: (212)807-7700 Kebny Financial Corp. Phone: (212)838-4949 Kensington Capital Partners LLC Phone: (212)825-9000 Kingsford Corporation Phone: (212)696-2100 Knickerbocker Village NY Inc Phone: (212)377-5757 Kriss and Feuerstein LLT Phone: (212)661-2900 Lemle Edna Phone: (212)868-5683 Lester S Morse Jr RL Estate Phone: (212)687-2140 Lexington Abstract LLC Phone: (212)370-4200 Longview Capital Advisors Llc Phone: (212)207-3701 Longview Capital Advisors- Inc. Phone: (212)486-0584 Love Funding Corporation Phone: (212)952-1020 Love Funding Corporation Phone: (212)953-0204 Lower East Side People's Federal Credit Phone: (212)529-8197 Luxury Mortgage Corporation Phone: (212)579-6400 M and T Mortgage Corporation Phone: (212)350-2008 M and T Mortgage Corporation Phone: (212)350-2055 Manhattan Mortgage CO Inc Phone: (212)593-4343 Marc One Capital Phone: (646)366-1772 Marc One Capitol Phone: (646)366-0591 Mc Any Inc Phone: (212)697-2010 Mega Services Corp. Phone: (212)785-1333 Melrose Mortgage Bankers Phone: (212)752-2110 Meridian Capital Group L L C Phone: (212)972-3600 Metropolitan Funding Corporation Phone: (212)983-1500 Metropolitan Mortgage Banking Corporatio Phone: (212)608-3688 Money Warehouse Inc Phone: (212)719-0700 Morningstar Mortgage Bankers Inc Phone: (212)896-3856 Mortgage Commitments Inc Phone: (212)490-4200 Mortgage Commitments Inc Phone: (212)629-0332 Mortgage It Inc Phone: (212)651-7700 Mortgage Processing Corporation Phone: (212)505-9504 Mortgage World Phone: (212)696-0003 Mortgage Zone Inc Phone: (212)527-7550 Moss and Yolleck Phone: (212)566-6780 NACA Phone: (212)704-9974 National Cooperative Bank Phone: (212)808-0880 New Amsterdam Mortgage Phone: (212)777-2998 New Amsterdam Mortgage Phone: (212)777-6221 New World Capital Group Phone: (212)709-8115 New York Home Mortgage Phone: (212)378-4444 New York Mortgage Company LLC Phone: (212)634-9400 Northern Funding LLC Phone: (212)465-2003 Novastar Home Mortgage Phone: (212)433-1500 Novastar Home Mortgage Phone: (212)858-7620 NY Finance.Com Phone: (888)806-5335 Octagon Phone: (212)841-7000 Ogun Inc. Phone: (212)591-2265 Omega Capital Inc Phone: (212)906-0019 Oxford Wellington CO Limited Phone: (212)581-7966 P G Williamson Group Inc Phone: (212)972-9470 Pan Am Mortgage Phone: (212)514-6806 Pan Am Mortgage Phone: (718)888-8990 Panam Mortgage and Financial Services Phone: (212)867-9290 Park Avenue Mortgage Group Inc Phone: (212)750-0303 Park Place Home Mortgage Phone: (212)308-2077 Pax Wholesome Foods Phone: (212)755-1212 Peabody Financial Corporation Phone: (212)983-7500 Peoples Funding Enterprize Phone: (212)868-5533 Positive Mortgage Inc Phone: (212)687-5777 Positive Services Inc Phone: (212)693-0360 Principal Financial Group Phone: (212)398-3018 Priority Mortgage Phone: (212)575-3099 Punia and Marx Inc Phone: (212)686-9400 Red Wagon Mortgage Phone: (212)588-0944 Reilly Mortgage Group Inc Phone: (212)557-1668 Residential Capital Corporation Phone: (212)370-1250 Rhodes Capital CO Phone: (212)687-7068 Richland Equities Phone: (212)681-9888 Riverbrook Equities Phone: (212)935-3999 Rockefeller Capital Corp Phone: (212)867-9353 Rosenthal and Rosenthal Phone: (212)356-1400 Rosenthal Mortgage Bankers Limited Phone: (212)356-1427 Rothschild Walter L CO Phone: (212)697-6833 Russell Financial Phone: (212)965-9751 Shahrabani Daniel Phone: (212)779-7757 Shlufman Daniel M Phone: (212)268-8852 Simon Steven M Phone: (212)679-2968 Sinowest Financial Services Phone: (212)965-1100 SMC Mortgage Company Phone: (212)731-2580 Southern Star Mortgage Phone: (212)344-2290 Southern Star Mortgage Inc Phone: (212)921-1973 Sovereign Financial Group Inc. Phone: (212)307-3261 Sybedon Equities Corporation Phone: (212)749-4000 Taureau Group Corp Phone: (212)661-8425 TFS Equity Derivatives Corporation Phone: (212)943-8700 The New York Church of the Nazarene Phone: (212)228-9505 The New York Mortgage CO Phone: (716)691-6114 Today's Mortgage Inc Phone: (212)619-1218 Total Home Mortgage- Inc. Phone: (212)486-5200 TPG Axon Capital Phone: (212)262-0980 Tribeca Lending Corporation Phone: (212)431-8686 United Home Mortgage CO Phone: (212)213-6968 United Mortgage Consultants Inc Phone: (212)859-3476 United Republic Mortgage Phone: (212)582-5858 Universal Capital Phone: (212)279-9778 Universal Mortgage Inc Phone: (212)563-7522 Universal Mortgage Inc Phone: (212)768-0025 Wang Wing Phone: (212)226-7548 Washington Mutual - 40th and Broadway- B Phone: (212)302-2555 Washington Mutual - 56th and Eighth Phone: (212)586-1890 Washington Mutual - 96th and Broadway- B Phone: (212)749-1575 Washington Mutual - Bank Locations- 112t Phone: (212)866-0293 Washington Mutual - Bank Locations- 13th Phone: (212)353-1930 Washington Mutual - Bank Locations- 15th Phone: (212)691-5896 Washington Mutual - Bank Locations- 22nd Phone: (917)661-1911 Washington Mutual - Bank Locations- 31st Phone: (212)213-1110 Washington Mutual - Bank Locations- 32nd Phone: (212)736-0336 Washington Mutual - Bank Locations- 37th Phone: (212)868-9598 Washington Mutual - Bank Locations- 40th Phone: (212)370-0110 Washington Mutual - Bank Locations- 45th Phone: (212)599-6999 Washington Mutual - Bank Locations- 53rd Phone: (212)752-2277 Washington Mutual - Bank Locations- 57th Phone: (212)752-9205 Washington Mutual - Bank Locations- 69th Phone: (212)327-0426 Washington Mutual - Bank Locations- 75th Phone: (212)799-9357 Washington Mutual - Bank Locations- Carn Phone: (212)876-7192 Washington Mutual - Bank Locations- Gree Phone: (212)353-6266 Washington Mutual - Bank Locations- Harl Phone: (212)865-4510 Washington Mutual - Bank Locations- Seve Phone: (212)489-1991 Washington Mutual - Bank Locations- Uppe Phone: (212)873-3020 Washington Mutual - Chinatown- Bank Phone: (212)925-7885 Washington Mutual - East Village- Bank Phone: (212)674-3980 Washington Mutual - First Avenue- Bank Phone: (212)439-6176 Washington Mutual - Home Loan Centers- H Phone: (212)360-4060 Washington Mutual - Home Loan Centers- M Phone: (212)850-2100 Washington Mutual - Home Loan Centers- N Phone: (212)514-4200 Washington Mutual - Home Loan Centers- N Phone: (917)521-3000 Washington Mutual - Midtown- Bank Phone: (212)326-6016 Washington Mutual - Park Avenue- Bank Phone: (212)371-6387 Washington Mutual Home Loans Phone: (212)514-4204 Washington Mutual-Financial Center Phone: (212)349-0990 Washington Mutual-Financial Center Phone: (212)772-6242 Wells Fargo Home Mortgage Phone: (212)805-1164 Whalebone Equity Group Inc Phone: (212)230-1205 Wilson Funding Company Llc Phone: (212)988-0782 Wilson Funding Inc Phone: (212)391-1922 Winter and Company Commercial Real Estat Phone: (212)532-1122 Yale Capital Inc Phone: (646)366-1577 York Resources LLC Phone: (212)744-9675

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There are many different sorts of available no down payment mortgages in New York. The most common ones are:

  • Fixed rate mortgages have a fixed interest rate for the term of the loan.
  • Adjustable rate mortgages, often called an ARM, begin at a lower interest rate than the present fixed rate and will adjust up or down according to what the present average rate is at pre-arranged periods over the loan period.
  • Construction to Permanent mortgages are employed to fund building a new house and seamlessly transition into a standard mortgage on the finished residence.
  • FHA mortgages are government-backed loans with loan down payment requirements, no maximum income limit, and can be fixed or adjustable rate. Federal insurance takes the place of private mortgage insurance.

Some less common mortgage loans in New York include VA mortgages for qualified veterans, second home mortgages for holiday residence, investment property mortgages for future landlords, reverse mortgages for seniors, and jumbo mortgages for pricey dwellings.

Lastly, Subprime mortgage loans are sometimes allotted by banks for those with bad credit ratings. To offset the risk for nonpayment of the loan, the financial institution will order a higher interest rate than the existing average rate.

If a mortgage holder loses her job, or for any reason is can't make payments on the loan, the dwelling will go into foreclosure and the bank will reclaim ownership of the dwelling. Obviously, this is a worst case scenario that both the mortgage holder and the institution sponsoring the government mortgage loan in New York want to avoid.

All New York banks, credit unions and mortgage companies are required to disclose their loan terms in a clear, written form. The Good Faith Estimate is now a required, standardized part of finding the construction to permanent mortgage in New York.

Low Interest Mortgage Loan in New York
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Bad Credit Mortgage Loan

bad creditLooking for mortgage deals, but can't find a mortgage lender to approve you? Is your bad credit history causing banks and mortgage companies to turn you down? The good news is that the Obama Administration is pushing to change the qualification requirements for the mortgage approval process for bad credit mortgage loans. Today, there are more and more mortgage lenders who are will to work with bad credit applicants.

Bad Credit Mortgage Lenders

Mortgage Loans New York

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